TERMS OF AGREEMENT

Terms of Use

Last Updated: August 20, 2026

1. Acceptance of Terms

By accessing or using the Lending Creative website, you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any part of these terms, you are prohibited from using this website.

2. Non-Lender Disclaimer

Lending Creative is an independent loan matching service. Lending Creative is not a direct lender, financial institution, or bank. We do not issue credit decisions, approve loans, or endorse specific participating providers. Participating providers determine all loan terms, APRs, interest rates, and loan amounts.

3. No Guarantee of Loan Offers or Rates

Submitting a request through Lending Creative does not guarantee that you will receive a loan offer or qualify for specific interest rates. All loan availability is subject to provider verification, state law, and individual creditworthiness.

4. Intellectual Property

All content, branding, logos, text, graphics, and visual elements on this website are the property of Lending Creative and are protected by applicable copyright, trademark, and intellectual property laws.

5. Limitation of Liability

In no event shall Lending Creative be liable for any damages arising out of the use or inability to use the materials or services on this website, even if notified orally or in writing of the possibility of such damage.

6. Contact Information

For questions regarding these Terms of Use, please contact: